Layered Nacho Dip

Ingredients
1 can refried beans
1/2 pkg taco seasoning mix
1 6-oz carton avocado dip
1 8-oz carton sour cream
1 small can chopped black olives, drained
2 large tomatoes, diced
1 small onion, chopped fine
1 4-oz can chopped green chilies
1 1/2 cups shredded Monterrey Jack cheese

Preparation
Combine beans and seasoning mix. Spread bean mixture in 12x8x2 dish. Layer remaining ingredients in order listed. Serve with tortilla chips or corn chips.